Have you ever heard of a monthly rent refund? While trying to order a late-night snack using the Baedal Minjok app, I saw an advertisement banner saying that you can get a monthly rent refund for ‘Jari Talk’, so I checked it myself. We will only check the facts and let you know if you can really get a monthly rent refund using Zari Talk. Take 2 minutes to read this
How to get a monthly rent refund from Zaritok
Before the recent interest rate hike, the craze for stock investment and real estate investment was huge while engaging with Corona. At this time, there were many young people, including those in their 20s and 30s. Even with investments, if there are people who have made a profit, more people will lose, so the number of young people who are in debt has increased rapidly.
Note:
Spiritual meaning, meaning, and hell
I even took a loan and invested, but the stocks I invested in continued to decline, and as the interest rate on loans continued to rise, it would only get worse. Even so, if you are paying rent diligently, there is an opportunity to receive a monthly rent refund. 월세 환급금 조회
It can be misunderstood, but it is not a refund that receives cash directly, but a way to receive a monthly rent tax deduction. The meaning of receiving a refund of up to 4.5 million won per month is because you can get it back when the tax to be paid is reduced as much as possible when the year-end tax settlement is negative. 좋은뉴스
From now on, let’s see how you can get a monthly rent refund by lowering your taxes.
monthly rent refund
There are two ways to receive a monthly rent refund: tax deduction and income deduction. Tax credit is a way to reduce the tax you have to pay, and income tax is a way to lower your tax by reducing your own income. Both tax deduction and income deduction are systems that lower taxes in common, but they differ in the method and amount.
The first thing you should try is tax credit, and when you can’t get tax credit, you should use income tax credit. The reason is that the conditions are difficult and complicated in case of tax credit, but it is more advantageous if possible.
tax credit monthly rent refund
subject to tax credit
To qualify for a tax credit, four conditions must be met. All of the following conditions must be met to apply.
When both the head of household and household members are homeless
Income standards: Workers with total wages of less than 70 million won (global income of less than 60 million won)
※ Comprehensive income = earned income, business income, freelancers, and the sum of all profits
Target housing standards: houses with a national housing size of 85m² or less or a standard market price of less than 300 million won (excluding officetels and gosiwons)
The current residence has been reported for moving in (the residence on the resident registration copy)
tax credit limit
The deduction limit that can be received as a tax credit is within KRW 7.5 million per year, and when calculated as monthly rent, you will receive a deduction of KRW 625,000 per month. If your current salary is less than 70 million won, 10% is deducted, and if it is less than 55 million won, you can receive a 12% deduction.
How to apply for tax credit
To apply for a tax deduction, you can submit a copy of your resident registration, a copy of the lease agreement, and proof of monthly rent expenses to the company you currently work for when you do your year-end tax settlement. Even if you miss the year-end tax settlement period or the contract ends, you can get a refund if you apply within 5 years.
Income deduction monthly rent refund
Income deduction differs from income deduction in that it deducts the portion of monthly rent from income. In simple terms, it means that the portion of the income generated is not included in some tax payments. If you apply for most of the conditions that are not difficult at the time of application, you can be eligible.
Income deduction for monthly rent refund
You can apply regardless of whether you own a home or not.
There are no income standards for pay conditions. However, only the portion of earned income is applicable.
There are no conditions for housing size and standard market.
You can apply regardless of whether or not you have registered for transfer.
※ If you check the above conditions, any tenant (earned income earner) specified in the rental agreement can apply.
Income deduction limit
Income deduction is limited to 20% of gross wages
Total salary less than 70 million won (3 million won)
Total salary less than 120 million won (2.5 million won)
Total salary exceeding KRW 120 million (lower of KRW 2 million)
deduction rate
The deduction rate is 15% of the amount exceeding 25% of the total salary amount from the sum of the amount used among credit cards, debit cards, prepaid cards, and debit cards, and 30% for cash receipts.
How to apply for income deduction
You can apply for income deduction only after requesting and receiving a cash receipt from the landlord. If the landlord does not give a cash receipt when requested, the tenant can apply directly through the Home Tax Office of the National Tax Service. Monthly rent refund (tax reduction) through income deduction will expire if not reported within 3 years.
※ How to get a monthly rent cash receipt from the Hometax Office of the National Tax Service
After accessing the National Tax Service Hometax, log in through a joint certificate or simple authentication. After selecting the Consultation/Report category at the top, click Housing rental (monthly rent) in Cash Receipt Complaint Report to print the cash receipt directly.
What is Zaritok?
ZariTalk is an app that helps tenants conveniently get a monthly rent refund of up to 4.5 million won, from issuance of a fixed date to bills. You can use a photo of the contract to help get a fixed date issued without a fee, and you can get a refund of up to 12% of your monthly rent using a chat bill. In other words, you can see it as an app that helps with monthly rent tax deductions.
In addition, you can send a monthly rent bill to prevent overdue payments (contract can be canceled if rent is overdue twice), and you can send messages without meeting the landlord directly.
In addition, for lessors, we provide simple monthly rent reporting, vacancy resolution, automatic payment management without overdue, and lessor community services. We also offer a variety of services for brokers.
finish writing
To be honest, it wasn’t a lie that you could get a refund using Zaritok. However, it was a service that could make it a little more convenient for you to do it yourself. There is a similar platform app called Samjeomsam. In fact, it is convenient to use, but I do not think it is necessary to pay the platform fee for refunds that you can receive more if you do it yourself.
If you think that the process of applying for a deduction such as Savasa or Kebake is complicated and annoying, some people will use it, and some people prefer to do it themselves even though it is complicated. I would like to.
So far, I’ve been looking at how to get a monthly rent refund. If you want to get a refund in cash, it would be nice to see it as a year-end tax settlement refund because it is about getting back the part of the tax overpayment in the year-end tax settlement.