As the economy worsens, such as Corona 19, it is said that there are many cases of non-payment of various communication expenses, mobile phone bills, and small payments. SK Telecom, KT, and LG U+, the three mobile carriers in Korea, apply a 2% penalty for overdue charges. The difference is that the processing method such as suspension of call and termination of authority is different. Today, we will learn about the rules for non-payment of mobile phone bills, how to handle overdue payments and outgoing calls from the 3 companies, and how to solve when the mobile phone is suspended.
Rules for non-payment of mobile phone bills of the 3 mobile carriers in Korea
If you look at the terms and conditions of the three companies, it is clear that an overdue penalty will be imposed ‘if the fee is not paid by the designated date set by the company and the customer’. Here, if all three companies pay the fee by the end of the month that includes the designated due date, the overdue penalty is exempted.
To put it simply, if the communication fee is due on February 11, if you pay the fee by the end of February, the overdue penalty is 0 won. If payment is not made by the end of February, an additional charge of 2% of the monthly unpaid amount will be added from March, the following month. If the rate plan is 100,000 won, the overdue penalty is 2%, or 2,000 won.
The same applies even if there is no communication use but there is a terminal installment amount. Even if you do not pay installments, 2% of the monthly installment amount will be added as an overdue penalty. 휴대폰 요금 미납
[Additional Charges for Overdue Cell Phone]
Commission rate: 2% of the monthly fee 좋은뉴스
Rules: In case of non-payment by the end of the month of the designated due date, an additional 2% of the fee will be charged in the following month
What happens if you do not pay your phone bill
If you do not pay your telecommunications bill, it will also affect your credit rating. Some of you may be wondering how much you pay for your cell phone will stop and affect your credit rating.
If you do not pay the unpaid bill and continue to be delayed for several months (different for each carrier), it is generally suspended in the order of ‘outgoing call’ to ‘external termination’. Ex officio termination means to forcibly terminate the rate plan contract with the authority of the telecommunications company. In other words, if the user is revoked ex officio, the user loses ownership of the phone number used.
This part is different for each carrier. Let’s take a look at each carrier one by one.
SKT: Handling method in case of non-payment of mobile phone bill
If SK Telecom overdue mobile phone bills and does not pay the bills after 2-3 months, it will be ‘suspended’. After 14 days (2 weeks) from this date, all incoming and outgoing calls will be suspended for regular customers. In addition, after 5 months of overdue, ‘ex officio termination’ will be processed. If the bill is overdue even after this, it will be handed over to the credit information company, and the collection of unpaid cell phone bills will proceed.
However, in the case of the socially underprivileged, such as basic livelihood security recipients, a little longer is applied. The outgoing suspension period is up to 60 days instead of 14 days.
KT: Handling method in case of non-payment of mobile phone bill
KT (KT) says that the call suspension processing period is different because of individual credit ratings and payment patterns. Therefore, there is no specific time period. In addition, in the case of ex officio termination, the same as SKT, it will proceed from 5 months after the overdue
LGU+: Handling method in case of non-payment of mobile phone bill
In the case of LG U+, if the mobile phone bill is unpaid, the customer is notified for about one month after the unpaid bill. And if overdue continues after that, the ex officio termination will proceed.
This is the condition for non-payment of basic mobile phone bills. Please keep in mind that if you have a habitual history of frequently not paying your cell phone bill, or if your cell phone bill is high, it may be stopped sooner.
It seems that the cell phone bill will be suspended. What should I do?
If you are two months behind, please pay at least one month’s supply first if you can. However, if you have already been suspended, you must pay in full to cancel the suspension.
In addition, if you overdue your cell phone bill for a long time, your credit score will be lowered, so you should use micropayments only at a level that you can use and manage communication costs as little as possible. Also, please use Wi-Fi indoors, and reduce your data usage by reducing videos or games outdoors to avoid internet bill bombs. However, if you are already in arrears in telecommunication fees and need a loan, please check out the following telecommunication delinquent loan products.