Nowadays, it is difficult to find a person who does not have a mobile phone. We live in an era where everyone uses a mobile phone. So, recently, there are products that can get loans using telecommunication ratings. Today, let’s find out how to easily query telecommunication ratings through Fink.
Communication class inquiry
The telecommunications rating is a rating determined based on the usage information of customers using SK Telecom, KT, and LGU+ telecommunications companies. It is also used as data to evaluate creditworthiness when using it. 통신등급 조회
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How can I check communication class? 좋은뉴스
SKT communication rating query
KT communication rating query
Is it possible to get a loan with telecom grade?
How can I check communication class?
In the past, there was no way for customers to separately inquire telecommunication ratings, but as utilization has increased recently, SK Telecom can check them through the T-score service in Fink, and KT can inquire through a separate website.
SKT communication rating query
To view, you can sign up after installing the PINK app and check it at Assets > Credit > T Score.
T score
If you look up the T-score, you will see a score like the image above. Let’s take a look at the information used for the lookup.
Subscription information: Subscription details, device information, membership level, etc.
Rate information: overdue/non-payment, sincere payment history, monthly rate information, etc.
Usage Information: Monthly usage (data, call, text), overseas roaming, etc.
Small amount payment: amount and number of payments, changes in usage, etc.
In the case of PINK, based on this score, you can receive a discount on interest rates when using loan products from affiliated financial institutions.
KT communication rating query
In the case of KT, it is possible to inquire after self-authentication through the service.fintech.kt.com site, and like Finck, you can use the telecommunications grade to receive interest rate reduction benefits from the financial sector.
KT communication rating query
In the case of LGU+, it seems that there is no separate inquiry service at present, and when using other cheap phone carriers, there is no communication level itself, so please refer to it.
Is it possible to get a loan with telecom grade?
Recently, there are an increasing number of products that can be loaned with a communication grade limit of about 3 million won. In the case of these products, income and credit rating are not required, so there is an advantage that you can use them even if you have a low credit rating or no income.
Let’s use Woori Bank’s emergency fund loan telecommunication grade!
Summary of NH Nonghyup All-One Emergency Loan Characteristics and Interest Rates
The above articles are postings about loan products that can be used with communication grades, so if you are curious, please refer to them.
Lastly, unlike credit ratings, communication ratings do not have any disadvantages in using the financial sector, so please only refer to them.