Did you know that there is a refund if the car is 5 years old? There was a car refund inquiry application service. It seems that it is possible to inquire and apply at Nonghyup or Shinhan Bank, but it is still a long way to learn how to become wealthy to know such high-level information only today. If it’s been more than 5 years since you bought the car, be sure to check it out to see if you can get a refund.
How to look up your car refund
How to look up your car refund
What is a car refund?
When we buy a car, we pay various taxes. Employment registration tax, automobile tax, etc. However, when purchasing a car, the local government was obliged to purchase a local development bond. 자동차 환급금
“Regional development bonds” are said to have different types and ratios of bonds depending on the displacement and registration of vehicles in the jurisdiction of vehicle registration. 좋은뉴스
Regional development bonds are issued by local governments to promote the welfare of local residents and to finance regional development projects.
An example of the calculation is as follows.
In the case of purchasing a passenger car with an engine displacement of less than 2000cc and a price of 20 million won in 2015
– In the case of vehicle registration in Incheon: Purchase of regional development bonds worth KRW 800,000, which is 4% of the acquisition tax
– If you registered in Seoul, purchase 2.4 million won worth of urban railway bonds, 12% of the acquisition tax
This means that the amount of purchase differs depending on the criteria for each region. You can also earn interest on it.
If you know the initial cost of your car, you can check your car refund on your own, but don’t worry about it.
It’s a smart age these days.
In the past, there were many people like me who did not even know that they had bought bonds, so there were many people who did not receive car refunds.
Absolutely. How can common people like me know this? Moreover, in the past, you had to visit the bank in person to apply.
As of the end of October 2021, it is said that the unrefunded bonds have become 2391 billion won. Bonds are 5 years after purchase, from the date of redemption, the principal is 10 years, and the interest is 5 years.
▼ How to apply for car refund inquiry
The way to apply for and inquire about car refunds has changed.
This is because, from March 2, 2022, the government made it possible to receive bond refunds through the website or bank application without having to visit the bank in person.
You can go into the bank app and check the full menu > Bond work.
How to inquire car refund
How to inquire car refund
Everyone has at least one banking app, right? You can look up your car refund in the bank app, but there are certain banks that you can look up refunds for by region, so if you don’t do business with them, it might be a bit inconvenient.
There are different banks for car refund inquiries in each region.
Shinhan Bank in Seoul and Incheon, Busan Bank in Busan, and Daegu Bank in Daegu are still developing the program, so it seems that it will be soon. You can inquire about car refunds at Kwangju Bank in Gwangju, Hana Bank in Daejeon and Sejong, Jeonbuk Bank in Jeonbuk, and Nonghyup in other regions.
Car refund inquiry bank site
Car refund inquiry bank site
What if you check and it says that you don’t have any bonds? what??
There are cases like this. Because when I first bought the car, I did an ‘immediate sale’.
Many people chose ‘immediate sale’ because they do not know exactly. The problem is that he doesn’t even know he did it.
According to a report, about 70% of residents in Gyeonggi-do, 84% in Changwon, and 86% in Incheon chose to sell immediately.
If you plan to buy a car in the future, I think you should take care of this part too.
This is because in the case of newly purchased regional development bonds, the system has been improved so that the bonds can be automatically deposited into the account designated by the person at the time of purchase even if the bond expiration date is not recognized.
So I need to remember that I can get a car refund, and buy bonds and aim for two trillion with one stone, which also raises funds.
Above, we learned about how to search for a car refund.