We have organized information on how to inquire the expected amount of the national pension, disqualification and cancellation conditions, and additional payment.
For basic information on the national pension and payment-related information, please refer to the post below.
National Pension Recipient Age and Payment Amount Inquiry Method 국민연금 해지
1. What is the National Pension? It refers to the amount paid monthly by the governmen
t to ensure basic livelihood to the person or family when income is no longer possible due to old age, disability, or death. Ages 18+ to 60
1. View the expected amount of the national pension 좋은뉴스
Many people are curious about how much national pension they will receive when they are old and have no earned income. It is difficult to predict the exact amount, but you can check how much you will receive after automatic calculations in proportion to inflation and current earned income.
In order to inquire about the expected benefit amount of the national pension, you need to access the website of the National Pension Service (NPS).
Go to National Pension Service (NPS)
View the expected amount of the National Pension Scheme
order
Access the NPS website
Log in after authenticating with a joint certificate (public certificate) or financial certificate
Frequently requested civil service on the front page of the website – Click Find My Pension
Query expected pension amount
National Pension-Estimated Receipt-Inquiry-Method
National Pension Service website
As shown in the picture above, you can check the expected pension amount you can receive at a glance by clicking in order after logging in and clicking the Expected Pension Amount Lookup button.
View the expected amount of the National Pension Scheme
2. Disqualification for National Pension
1) In case of loss of qualification for national pension
In the case of loss of authority ex officio upon reaching the age of 60 (the mandatory subscription period applies until the age of 60)
Workers who work less than 60 hours per month are treated as lost due to the exclusion of workers
Termination of employment relationship (retired person)
Overseas emigration or loss of nationality
Early receipt of old-age pension for those under 60 years of age
When enrolling in other public pensions and obtaining entitlements such as retirement pensions
Dead
2) How to report disqualification
※ If you become disqualified from the national pension, you must report it by the 15th of the month following the month in which you lost your qualifications.
Fill out a report on loss of qualifications for business subscribers and submit it to the branch of the National Pension Service having jurisdiction over the place of business.
3) Exceptions
If you lose your National Pension eligibility, you may lose it ex officio when you reach the age of 60.
Since the compulsory subscription period for the national pension is applied only up to the age of 60, those who have reached the age of majority will be treated as having lost their authority.
View the expected amount of the National Pension Scheme
3. Additional payment to the national pension
Additional payment to the national pension is a system that allows you to pay additionally for the pension that you have not paid for a temporary period due to personal reasons such as military service, business suspension, or unemployment.
In addition to the above reasons, resignation due to childbirth or childcare is included.
Since you are eligible to receive the national pension only if you have paid for at least 10 years, if you have not filled the period, the best way to fill the insufficient period is through the additional payment system. However, many people do not know about this system, so if you are an additional payer, please refer to it and apply.
1) How to apply for additional payment
Access the NPS website
Electronic Civil Complaint – Click Personal Complaint
Full menu – Application for payment of additional insurance premiums
※ When applying for additional payment to the National Pension Plan, premiums must be paid by the end of the following month in principle, and can be paid in full or in installments up to 60 months.
2) Additional payment benefits
There are also ways to increase the pension you can receive through additional contributions. The higher the premium you pay, the higher the amount of pension you receive, and you can increase the amount by extending the period of receipt.
View the expected amount of the National Pension Scheme
4. National Pension Survivors Pension
Survivors’ Pension is a system in which the survivors receive pension on behalf of the deceased when a worker who has continuously paid national pension for more than 10 years dies.
Even if you do not complete the full 10 years, you can receive it if the subscription period exceeds 1/3 of the date of death or if you have paid the national pension for more than 3 years before your death.
1) Criteria for receiving survivors’ pension (in order of payment)
spouse
Children (less than 25 years of age or higher than level 2 disability)
Parents (60 years of age or older or disability level 2 or higher)
Grandchildren (less than 19 years old or disabled level 2 or higher)
Grandparents (60 years of age or older or level 2 or older with disabilities)
The payment amount for survivors’ pension differs depending on the subscription period and payment amount.
2) Criteria for not receiving survivors’ pension
When the beneficiary dies
If the beneficiary (spouse of the deceased) remarries
When a child or grandchild of a recipient is discontinued
Survivors who intentionally cause the death of a subscriber or former subscriber
Survivors who intentionally cause the death of a person entitled to beneficiaries of survivors’ pension
※ If the beneficiary is receiving an old-age pension, it is not possible to receive the survivor’s pension and the overlapping receipt.
However, you can choose to receive either 30% of the old-age pension + survivors’ pension or the full survivors’ pension.
View the expected amount of the National Pension Scheme
5. Termination of National Pension
Members of the National Pension Plan, which requires compulsory subscription, cannot be terminated voluntarily.
However, there are exceptions, and the conditions for canceling the national pension are as follows.
Conditions for canceling the national pension
subscriber’s death
Loss of Korean nationality or emigration
60 years of age with less than 10 years of subscription period
If the above does not apply, it is impossible to cancel the national pension.
View the expected amount of the National Pension Scheme
6. Application for exemption from payment of national pension
If you have no income for a certain period of time due to job loss or retirement, you may be temporarily exempted from paying the national pension. However, since the period of exemption from payment is not included in the subscription period, the suspended period is excluded from the subscription period when calculating the pension amount later. Excluded periods can be filled with additional payment methods.
You can apply for a payment exception by visiting a branch office of the National Pension Service, mail, fax, or through the corporation’s website.